Hi, I’m Carol Realini. Welcome to my website and blog about mobile, banking, FinTech, financial inclusion and entrepreneurship.
Earlier in my career, I climbed the corporate ladder working in technology. That was the goal of many in my generation. But then I realized becoming an entrepreneur–growing technologies and businesses that empower peoples’ lives–excited me even more.
That realization turned me into a dedicated, passionate woman, launching three companies as a serial entrepreneur.
Mobile in Africa Changes My Life
In 2002, I visited a cell phone store in Kinshasa (Republic of Congo). The store looked like a bank–mobile users buying more phone minutes. My mind swirled. What if mobile technology could bring unprecedented financial opportunities and reshape how people banked?
If people without ATM’s and bank branches in developing nations could use their phones to send and receive money, how would that improve their lives?
My financial services journey began.
I envisioned the potential of digital and mobile transforming banking. Financial inclusion, using mobile money to help the unbanked in developing countries, energized me. Watching the growth of mobile banking and payment innovation throughout the world brought clarity and focus to my life. That’s what I would do. I would grow profitable businesses that improved people’s lives.
I envision a world where everyone has access to information, education and financial services–a global network of collaboration and community. Banking remains behind in reaching the masses. So while 85% of people on earth are connected to a mobile phone, only 20% have a bank account.
In 2005, I launched Obopay to bring mobile money and banking services to India, Africa, and the United States.
Carol Realini: Author, Speaker, Adviser, Board Member, Family
A successful Silicon Valley executive and financial service innovation expert, I’ve worked with leading financial institutions, including MasterCard, Citi and other multinational and regional banks to help change the financial industry.
In 2011, as a Technology Pioneer attending the World Economic Forum in Davos, I led discussions on alternative banking. Now I support other companies through Board or Advisory roles
I live in Silicon Valley and Colorado with my husband, Joe, and three amazing children, and travel for business and fun. I’m also an avid skier, biker, environmentally-conscious person and love great food.
What You’ll Find Here
- Articles, Blog Posts, e-books, Videos and other Content about:
- Payment Innovation: Mobile Money and Mobile Banking
- Entrepreneurship, especially about women
- Financial Technology
- Financial Inclusion
- Bitcoin and Alternative
But There’s More…
- Please join me on Twitter, Facebook, Google + and LinkedIn for additional content
- Subscribe to my monthly email newsletter for exclusive content
- Comment on articles and send me your ideas, thoughts and recommendations
- See my speaker page describing my corporate and industry speaking events and availability
I look forward to hearing from you.